Qarz ky Fazail o Masail

Qarz Kay Fazail o Masail is an Urdu Islamic book focusing specifically on the Islamic concept of loans (qarz), their virtues, rulings, limits, and ethical responsibilities in the light of the Qur’an and authentic Ahadith. The book addresses a topic that is commonly misunderstood and frequently mispracticed in everyday life.

This work clearly explains when giving or taking a loan is permissible, the reward promised for helping others through qarz-e-hasan, and the serious warnings related to negligence, delay, deception, or injustice in repayment. It also distinguishes between legitimate loans and interest-based transactions (riba), removing confusion with clear Shar‘i evidence.

Key Features

• Explains the virtues and rewards of giving loans for the sake of Allah

• Clarifies Islamic rulings on taking loans, repayment obligations, and deadlines

• Discusses common mistakes, unethical practices, and social harms related to debt

• Clearly differentiates between qarz, riba (interest), gifts, and charity

• Supported by Qur’anic verses, authentic Hadith, and scholarly explanations

• Written in simple, practical Urdu, suitable for the general public

Who This Book Is For

• Anyone who gives or takes loans in personal or business life

• Traders, employers, employees, and family decision-makers

• Students of Islamic studies and mosque libraries

• Readers seeking halal financial conduct and accountability

A concise yet powerful guide that highlights how Islam treats debt as a moral and spiritual responsibility, not merely a financial transaction. Essential reading for anyone who wants to stay safe from injustice, riba, and the heavy consequences of unpaid debt in both dunya and akhirah.

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